personal finance piggy bank

Why Personal Finance Matters When Starting a Business

Your limited company is a separate legal entity to you. And that means that any money in your limited company is separate from your personal finances too. So why does your personal finance matter at all when it comes to setting up a business? Let’s take a look.

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business security

Trusts and Your Business: The Benefits

Trusts are set up for several reasons, such as to control and protect family assets, or when someone is too young to handle their affairs. They can also be used to pass on assets when you die, which is known as a ‘will trust’.

So how can trusts be beneficial to you in the context of your business? Let’s take a look.

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disposable income

Disposable Income: Savvy Ways to Spend for Freelancers

If you find yourself in the fortunate position of still having some disposable income despite the cost of living crisis, then you may well be wondering what you should do with it. Save for a rainy day? Treat yourself? Or maybe pay off debts. We look at the benefits and the savviest ways to use your disposable income as a freelancer.

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business growth

Preparing a Business for Expansion

So, you’re ready to expand your business? Congratulations! But as exciting as expansion can be, it also presents challenges. Here are some key considerations before you expand.

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tax return statistics UK 2020

How to Reduce Your Payment on Account to HMRC

As someone who is self employed your income may fluctuate wildly from year to year. And if one year you know your income is likely to much lower than the previous, you might wish to reduce your payment on account. Here’s how to go about it.

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